Minimum Required Distribution
Your minimum required distributions from your IRA, 401(k), 403(b), or any other plan to which you have contributed beginning in the year you turn 70 and 6 months. Your minimum required distribution is calculated by taking the balance in your account on 12/31 of last year and dividing it by the factor next to your age on the chart.
IRA 401(k) 403(b)
| Age | Factor | Age | Factor | Age | Factor |
| 70 | 27.4 | 86 | 14.1 | 102 | 5.5 |
| 71 | 26.5 | 87 | 13.4 | 103 | 5.2 |
| 72 | 25.6 | 88 | 12.7 | 104 | 4.9 |
| 73 | 24.7 | 89 | 12 | 105 | 4.5 |
| 74 | 23.8 | 90 | 11.4 | 106 | 4.2 |
| 75 | 22.9 | 91 | 10.8 | 107 | 3.9 |
| 76 | 22 | 92 | 10.2 | 108 | 3.7 |
| 77 | 21.2 | 93 | 9.6 | 109 | 3.4 |
| 78 | 20.3 | 94 | 9.1 | 110 | 3.1 |
| 79 | 19.5 | 95 | 8.6 | 111 | 2.9 |
| 80 | 18.7 | 96 | 8.1 | 112 | 2.6 |
| 81 | 17.9 | 97 | 7.6 | 113 | 2.4 |
| 82 | 17.1 | 98 | 7.1 | 114 | 2.1 |
| 83 | 16.3 | 99 | 6.7 | 115+ | 1.9 |
| 84 | 15.5 | 100 | 6.3 | ||
| 85 | 14.8 | 101 | 5.9 |
